Credit cards offer more protection against fraudulent charges than debit cards. With credit cards, your maximum liability for fraudulent charges is $50. However, with debit card fraud, you could be liable for up to $500.
Not only that, if your debit card is compromised, you could lose access to all the money in your checking account until the bank sorts out the fraud. It could take days to get your funds back. Meanwhile, your bills are coming due and you could face late penalties from the companies you owe. Fraudulent credit card charges don’t take anything from your pocket and are easier to deal with.